Depending how you interpret the word “design,” you can pick a “best” in many ways. If you’re looking for a credit card that looks nice, then there are credit card issuers like Capital One whose platinum MasterCards can be personalized in many different ways. However, if you get a credit card with the lowest interest rate that does not have a “smart chip” as some European Visa cards do, you can personalize your card in an almost infinite number of ways with credit card skins.

Think of credit card skins like the “skins” that people choose to dress up their iPod. It’s like a wardrobe of tiny clothing that won’t keep your card from working like it’s supposed to (unless you have a “smart chip” Visa). Credit card skins are basically super thin stickers that you apply to the front of your card with a hole over where your name, card number, and expiration date go.

There are many websites where you can choose from a dizzying array of irish credit card skins with every kind of graphic or message you can imagine, from preppy Argyle designs to gay pride. Creditcovers.com has hundreds of designs to choose from. There is also an opportunity to make your own design and to earn royalties from it if it sells.

You can also make your own graphic credit card skins using a template in a graphics program using t-shirt transfer paper and a color inkjet printer or Adobe PhotoShop. Once you have the design the right shape and size (with the hole for your name, card number, and expiration date), print it out onto t-shirt transfer paper then cut the design out with scissors. You then put spray mount on the card, peel the backing from the transfer paper and place the design on the card. Put the ironing paper that comes with the t-shirt transfer paper over the card on an ironing board or reasonable facsimile. Preheat iron to “low.” Iron the card for 15 seconds. Check if the design adheres. If not, iron for 15 more seconds. But be careful, lest you melt your credit card with too much heat. Let cool. After the card has cooled cut away excess transfer paper with a mat knife.Businesses can order custom credit card skins as unique and fun promotional giveaways.

Sometimes the best design for a credit card is the one that brings you the lowest interest rate. Once you have that, if it isn’t beautiful enough for you, then skins are the way to personalize your card into a statement about yourself.

Peter Carville is a freelance article writer who writes for Financial Facts about the current financial news and the credit crunch.

Share and Enjoy:
  • Print
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • Blogplay

Related posts on loans for people with bad credit:

  1. Cards to Regain From Your Financial Problems Cards to Regain  From Your Financial Problems As the years pass more and more citizens are starting to need more help financially, they would go to banks or other financial intermediaries for loans to pay for their cars, college tuition and…...
  2. Things You Need to Know About Interest Free Credit Cards Things You Need to Know About Interest Free Credit Cards Credit cards that charge no interest on your expenditures or on your balance transfer for a specific period of time are said to be interest free credit cards. This interest free…...
  3. American’s Less Usage of Credit Cards Worries Visa and MasterCard American’s Less Usage of Credit Cards Worries Visa and MasterCard It was observed this year that Americans were not using often their credit cards. This is bad news for both Visa and MasterCard. These two companies reported their quarterly earnings last…...
  4. Prepaid Cards are Actually Cheaper Than Bank Cards Prepaid Cards are Actually Cheaper Than Bank Cards Prepaid card businesses are once again being criticized by the Consumer Union, labeling it as a “bad deal” for customers. But the industry responds to the critics with conviction, saying that their loans…...
  5. Get Secured Credit Cards if You Have Bad Credit – Do Not be Trapped by High Upfront Fees Get Secured Credit Cards if You Have Bad Credit – Do Not be Trapped by High Upfront Fees The New York Times reported that the new Consumer Financial Protection Bureau did not continue to push through with its fight to stop…...

Tagged with:

Filed under: Credit

Like this post? Subscribe to my RSS feed and get loads more!