I am planning to go to US in April. I will be in credit however have missed payments etc and have a bad credit history. Will this affect me getting a visa?

I pay a lot of cards and if the minimum sometimes a little more than the minimum each month. But I do not know the difference between good credit and bad credit. Does bad credit involve not paying your credit? What is the difference between these two concepts?

Hello,
I have a small residential and commercial buildings cleaning company that I'm looking to expand. I'm shopping around for financing through traditional lenders, but because of my FICO score and 518 million cancellations, I can not fianancing. I asked some non-profit organizations in the state in which we live pitching my case I have a few friends. I have no family that can help. All of them make bad loans, and many of my friends. I really do not know that someone either with cash. I have always in a business angel or venture capitalist, but I do not know if this will work. I've posted an ad on Prosper and never received replies. Again, I think this is because of my bad credit. I am seriously running out of ideas. I have invested 15 months into this and will not resign. Does anyone have any suggestions or can someone me a place that I can help? I know I need to fix my credit, but do need money. Please, please help!

Very bad credit auto loans can be found. The thing about bad credit auto loans is that they are there just for people that have credit issues, and may need that head start. This kind of loan may not be for the typical person, and you need to know that bad credit auto loans have different parameters.

If you are searching for very bad credit auto loans, the ods are that you probably had a problem in the past with a loan and have a weak credit score. You may also have had a problem with a bankruptcy, or even an auto reposession. In the past, this may have been a major problem, but in these days, with so many people in tough situations, it has become more acceptible fro banks to offer loans to people with very bad credit because there is still money to be made in this sector. Read the rest of this entry

If you have very bad credit, and you are looking or trying to get a credit card, you may not be able to get the kind of credit card you are used to. That is a unsecured credit card. Basically, an unsecured credit card is the type of card that has no collateral attached to it other than your promise to pay. Having an unsecured credit card is a great tool but very bad credit credit cards are going to be hard to come by.

Enter the secured credit card…

Secured credit card

Two elements combine to create a secured credit card. First, a savings account must be set in the bank intends to issue credit cards. The withdrawal results in a savings to balance the reduction or elimination of the credit line. When the withdrawal of balance to the credit card is still the savings account can not be allowed at all. Deposits required may vary from $ 50.00 – $ 15,000.00. Read the rest of this entry