Loans For People with Bad Credit » credit card

How to Consolidate Your Debt

liz — Thu, 19 Jan 2012 17:23:50 +0000

3 Ways to Consolidate Your Debt

If you want to consolidate your credit card accounts and other debt and you have a history of bad credit, there are presently many options online to help you do so. Here are three of…

Other Options to Taking and Using a Payday Loan if you have Bad Credit

liz — Thu, 19 Jan 2012 17:04:02 +0000

Financial Options Aside from Taking a Payday Loan

When you are just beginning with your life as an adult, you have to make the right decisions financially. A lot of people embark in the real world without having the right financial…

Does Debt Negotiation Work? Can I Settle my Debt?

liz — Mon, 19 Dec 2011 23:14:09 +0000

Reasons why Debt Negotiation is Difficult

With the bad economy, limited income opportunities and evaporated real estate equity, many people are having difficulties paying off their debts. An increasing number of families are forced to make a difficult choice of either paying…

What things don’t affect how my Credit Score is Calculated?

liz — Mon, 19 Dec 2011 22:26:34 +0000

Irrelevant Factors in a Credit Score Computation

There are many wrong notions about credit scores. There are people who believe that their area of residence and race affect their score. There are those who believe that several other factors do influence…

Student Loans Now Greater Than Credit Card Debt

liz — Tue, 06 Dec 2011 21:28:55 +0000

Increasing Student Loan Debt Pose a Huge Burden

College tuition fees are costly and difficult to afford. Because of this, students have an additional burden to carry aside from the classes they take and finishing school.
The amount of debt from student…

Facts about No Credit Check Cards

liz — Fri, 18 Nov 2011 01:22:46 +0000

If you are one of those many people with no credit or bad credit, you surely have a difficult time in obtaining a loan or getting a credit card. Fortunately, there are different financial institutions providing credit cards that do…

University of Illinois Conducts Series of Presentations to Teach Students about Bad Credit

liz — Fri, 18 Nov 2011 01:16:23 +0000

In an effort to teach students about handling their finances, the Financial Wellness Peer Educators of the University of Illinois conducted a presentation entitled “Staying on Good Terms: Managing Credit and Debit.”
It was a part of a series of presentations…

Are Credit Unions Better than Banks for Loans, Checking Accounts?

liz — Thu, 20 Oct 2011 19:27:04 +0000

Why Are Credit Unions Better than Banks?

Without the free checking and with the increasing fees of banks, you may benefit more from a credit union.
Credit unions basically have better deals on loans, checking accounts and other products compared to banks. And…

Financial Institutions Encourage Home Mortgage Refinancing

liz — Wed, 19 Oct 2011 02:32:29 +0000

With the historically low rates, different financial institutions such as mortgage servicers, credit unions and banks are doing everything to encourage you to refinance. Before choosing one, make sure to know how long it will take.

Wells Fargo is sending out solicitations…

Myths and Fallacies on How To Fix or Improve Your Credit Score

liz — Mon, 26 Sep 2011 21:58:40 +0000

How to fix a credit score or even how to improve a credit score is a hotly debated concept these days. Especially wit

h the current state of the economy, many people are plagued with bad credit and are looking for…