I Am Running With Two Personal Loans And I Need 1 Lac Personal Loan. Do I Deserve It?
Monday, November 9th, 2009 at
10:19 pm
i am running with two personal loans and i need 1 Lac personal loan. do i deserve it? I am earning 2.25 Lacs per A.
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Tagged with: Deserve • loan • Loans • need • personal • Running
Filed under: personal loans
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if you are eligible
personal loans are given on your capacity to pay back.
1 lac would require you to pay monthly 4500 for 4 years.
with <20000 per month earnings and living on it would mean,you will have no left by the end of month.
try to consolidate and top up and for an extended period, or go for gold loan for longer period.it will be cheaper.close the existing loan with a part of the gold loan.
From running two loans how much you have paid so far? if paid then bank may consider further 1lac to meet with your requirement. Or else you go to different bank to consider and also take with you the other investment list, pf balance, etc.to convince to consider.
ya raja any bank provide u personal loan.
like HDFC CITI and many more bank provide u personal loan.
Loan is a curse. Personal loans means you are paying very high rate of interest. You will be landing in debt trap. Start paying and coming out of loans.
It depends on the amount of the other two loans and how able you are to pay for another loan.
=)
You need 8 hours good sleep at night.
Keep in check of your commitments not to disturb this.